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Understanding the Expanded 5% Deposit Scheme: A New Dawn for First Home Buyers in Australia
15 May 2025
To make home ownership more attainable, the Labor government is set to expand the Home Guarantee Scheme (HGS) in January 2026, marking a significant shift in Australia’s housing policy landscape. This expansion is designed to open the doors of home ownership to a broader range of Australians, offering a
Read moreThe Home Batteries Program
12 May 2025
As the conversation around renewable energy intensifies, the Australian government is taking decisive steps to ensure that sustainability becomes a cornerstone of household energy management. Enter the Cheaper Home Batteries Program, a pioneering initiative set to launch on 1 July 2025, designed to bridge the gap between solar panel
Read moreUnderstanding the Difference Between Cash Rate and Interest Rates
30 April 2025
When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of
Read moreWhy a Good Credit Score Matters
23 April 2025
Your credit score plays a crucial role in securing a home loan, influencing both your approval chances and the interest rate you’ll pay. This three-digit number, typically ranging from 0 to 1000 in Australia, gives lenders insight into your financial reliability. A strong score of 700 or above can open
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