If you are a property investor, our team can help you find a competitive investment loan.
Looking to invest in property?
If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.
As an investor, you have the option to choose between a variable rate and a fixed rate home loan.
A variable rate loan will give you the chance of securing flexible loan features, but you are susceptible to rate increases that will also increase your repayments. Of course, there’s also a possibility that your interest rate may decrease.
On the other hand, a fixed rate loan means that your interest rate is fixed for an agreed period of time. A fixed rate loan will give you the benefit of predictable repayments, but limited loan features.
Choosing between a variable rate and a fixed loan rate will depend on your investment strategy, so it’s important to compare the two to distinguish which one will suit you better.
With the help from an Alpha finance broker, you can shop around for a good investment loan from over 50 different lenders.
Stress-free loan process
Here are a few things that can help make your investment loan process stress-free:
Good credit rating
Lenders like to see that you are making all your existing payments on time, such as existing loan repayments, phone bills, utility bills, credit card bills, etc.
Have your documents ready
Be as ready as you can be by filing all your electronic or hard copy bills. Having your documentation all together will speed up your application process.
Using existing equity
Do you have existing equity? For many, using existing equity as a deposit for their investment property is a popular option for first time investors.
Contact Us
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
(07) 5663 7396