Latest Blog
What Is Capital Gains Tax (CGT) and What Does It Apply To?
8 October 2025
Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares
Read moreWhy It’s Not All About the Interest Rate: Features That Matter
1 October 2025
Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset Account Reduces the interest
Read moreHome Loan Repricing: A Better Deal Doesn’t Always Mean Switching
24 September 2025
Why Repricing Could Be Your Smartest Move Yet When it comes to saving on your home loan, many borrowers assume refinancing is the only way to get a better deal. But there’s another option that’s gaining traction — repricing. Repricing allows you to negotiate a lower interest rate with your existing lender,
Read moreExplaining Lenders Mortgage Insurance and Waivers
18 September 2025
Navigating the world of home loans can be complex, especially when it comes to understanding Lenders Mortgage Insurance (LMI) and the possibility of waivers. Let’s clarify these concepts to help you make informed decisions on your home buying journey. What is Lenders Mortgage Insurance? LMI is a one-off insurance premium
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